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PROFIT AND LOSS ACCOUNT

Before profit distribution

             
  TECHNICAL ACCOUNT 2024   2023  
  11 Earned premiums on own account        
    Gross premium 6,470   6,218  
    Outgoing reinsurance premium -778   -634  
        5,692   5,584
             
             
  12 Income from investments        
    Other investment 3,096   2,833  
    Realised gains on investments 471   72  
        3,568   2,905
             
  13 Unrealized gains on investments   1,212   1,027
             
  14 Other technical income of own account   203   183
             
  15 Payments from own account        
    Gross -4,341   -4,202  
    Share reinsurers 276   229  
        -4,065   -3,973
             
  16 Change in technical provisions of own account for life insurance        
    Gross 244   1,191  
    Share reinsurers 172   -83  
        416   1,108
             
  17 Operatings costs        
  17.1 Acquisition costs -550   -560  
  17.2 Administration and personnel costs -2,393   -2,418  
  17.3 Receiving commission and profit sharing from reinsurers 290   225  
        -2,652   -2,754
             
  18 Investments costs        
  18.1 Administration costs and interest charges   -128   -109
             
  19 Unrealized loss onn investments   -532   -301
             
  20 Other technical expenses of own account   -107   -208
             
  21 Investment income allocated to non-technical account   -3,512   -2,889
  22 Technical result life insurance   94   572
             
             
  NON-TECHNICAL ACCOUNT 2024   2023  
  Technical result life insurance 94   572  
  Allocated investment return transferred from technical result 3,512   2,889  
  Result before taxes   3,605   3,461
             
  23 Taxes   -749   -907
  Result after taxes   2,856   2,554