DH Reinsurance focuses on the individual life insurance market and especially on the term life segment. We specialize in (re)insuring difficult-to-insure medical risks. Since 1905, our social mission has remained unchanged. We believe that everyone should be able to obtain good term life insurance, and we are happy to help insurers do just that. Our reinsurance options allow insurers to accept 90% of their customers with medical conditions.

In 2025, we succeeded in reaching even more people in our target audience. Not only in the Netherlands, but also internationally, where we operate under the name DH Reinsurance. At the same time, we modernized our business operations in many areas, positioning us for further growth.

In this annual report, we present DH Reinsurance's financial position and results for year 2025. We are grateful for the cooperation with our partners and the trust customers have in us. In 2025, we celebrated our 120th anniversary - a milestone that underscores our dedication to our mission. With the same drive, we remain committed to giving even more people with a medically increased mortality risk a fair shot at appropriate insurance.